Guidelines
Review the latest underwriting guidelines to understand how our different programs work and the types of loans that are generally eligible for mortgage insurance from Essent.
Guideline Summaries
Clear2Close Guideline Summary
Get latest DU® and Loan Product Advisor® eligibility requirements for our Clear2Close program.
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Affordable Housing/HFA Guideline Summary
Get the latest affordable housing product eligibility requirements, including Housing Finance Agency (HFA).
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Doctor/Professional Guideline Summary
Get the latest product eligibility requirements.
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Loan Amounts > FHFA Max Guideline Summary
Get the latest Loan Amounts > FHFA product eligibility requirements.
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Manual Underwriting Guideline Summary
Get the latest Manual Underwriting product eligibility requirements.
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Underwriting Manual
Underwriting Guideline Manual
Use this quick reference guide to understand the types of loans that are generally eligible for insurance with Essent.
Download PDFApplications for Mortgage Insurance
Mortgage Insurance Application
Complete and return this application to us for loans originating in any state.
Download PDFAccess Guideline Archives.