Mortgage Insurance

We take the risk out of choosing an MI partner...

One home loan at a time.

Who is Essent MI?

Our mission is to serve as a best-in-class partner to the U.S. housing finance community by combining technical expertise with competitive pricing to offer mortgage insurance solutions that support affordable and sustainable homeownership.

Mortgage Insurance

We are a strong and trusted counterparty to the housing finance community with more than 1,500 lender partners across the United States. Since our inception, we have helped more than three million borrowers become successful homeowners or retain ownership with simple and affordable MI solutions.

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Strong capital position and investment-grade ratings.

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MI pricing that goes beyond traditional credit factors.

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Simple and affordable solutions to close more loans.

Our Technology Connections

We are integrated with the industry’s most widely-used LOS, PPE, DDS and service portals in the industry, including ICE's Encompass® platforms, Empower, Byte, and Optimal Blue.

Explore All Our Connections and Integration Resources

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Check Out Our Master Policy Resources!

Our Master Policy provides all the benefits of the GSE Rescission Relief principles and more.

Learn More About Our Master Policy