Self-Paced Learning

Self-Paced Learning

Keep Your Career On The Right Track

With our video and audio tutorials, you can educate yourself on key industry topics and sharpen your professional skills — at your own pace. 


New to the Industry Series

Our New to the Industry series is designed to upskill and train new loan officers, loan processors and underwriters in relevant and foundational mortgage topics.

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The 3 Cs of Underwriting

3 MIN. E-LEARNING

Master the application of the 3 Cs of underwriting to gain insights that go beyond the basics. Learn who an Underwriter is and what documentation is needed to make the approval process more efficient.

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Understanding the 1003

45 MIN. E-LEARNING

Unlock the secrets to a successful 1003 mortgage application with our self-paced eLearning. Perfect for those who are new to the industry or who want to brush up on their 1003 skills.

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Fannie Mae’s Desktop Underwriter® – The Findings

1 Hr. E-LEARNING

Dive into the mechanics of DU®, understand what it reviews and areas that influence loan approval. Learn the importance of data integrity and elements that DU evaluates.

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E-Learning

 

Enjoy some of our most popular classes at your own pace. Easily skip what you know, re-review content that deserves a second look and be quizzed along the way.

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The Basics of Mortgage Lending

< 15 MIN. E-LEARNING

Learn about the central figures of the mortgage lending market, the steps of the lending process and how lenders obtain funding.

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The Fundamental Need for Tax Returns

< 15 MIN. E-LEARNING

Just starting out in the mortgage industry? Learn WHY & WHEN you need a borrower's personal tax returns to validate their income.

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Class Recordings

 

Sharpen your professional skills on your schedule with our recorded webinar sessions.

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1065/K-1 Partnership Analysis – Self-Employed Borrower

< 35 MIN. | Jan 2024

This hands-on course includes analysis for a PARTNERSHIP (1065/K-1) using a cash flow analysis method.

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1120 Corporation Analysis – Self-Employed Borrower

< 30 MIN. | Jan 2024

Calculate qualifying income for a self-employed borrower. This hands-on course includes analysis for a CORPORATION (1120) using a cash flow analysis method.

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1120S/K-1 S-Corporation Analysis – Self-Employed Borrower

< 30 MIN. | Jan 2025

This hands-on course includes analysis for a S-CORPORATION (1120-S/K-1) using a cash flow analysis method.

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Advanced Variable Income

< 55 MIN. | Aug 2024

This hands-on course will address real-world challenges such as hourly rate increases, significant income fluctuations and variable work hours and include scenarios to learn to apply GSE guidelines for accurate income assessments.

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FAQ's on Assets (Micro Session)

< 25 MIN. | Updated Jan 2025

Review 8 FAQs about assets and get the answers!

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Focus On Assets

< 55 MIN. | Feb 2024

Review eligible and ineligible sources of funds, interested party contributions (IPC's), large deposits, business assets, reserves and acceptable documentation for assets.

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K-1 Comparison (Micro Session)

< 25 MIN. | Updated Jan 2025

Learn the differences between FNMA & FHLMC guidelines for calculating your self-employed borrowers income when they own a K-1 business.

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Paystubs – Frequency & Formulas (Micro Session)

< 25 MIN. | Updated Jan 2025

Practice determining frequency of pay and how to accurately qualify your salaried borrowers.

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Quick Tips for Bonus/Overtime (Micro Session)

< 20 MIN. | Jan 2025

Practice calculating variable income analysis using two commonly encountered types of income.

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Rental Income – Schedule "E" Made Easy (Micro Session)

< 20 MIN. | JAN 2025

In just 20 minutes, learn how this great tool not only saves you time but also walks you through the income analysis step by step to accurately qualify your borrower.

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Rental Income – Schedule "E"asy

< 55 MIN. | Updated Feb 2024

Get a guided tour of Schedule E as we take you through a cash flow analysis for a borrower’s investment properties.

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Salaried Income Analysis

< 55 MIN. | Updated Feb 2024

Gain a deeper understanding of Agency guidelines for calculating and documenting income, and how to interpret a Borrower's income cadence.

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Schedule C – Only the Schedule C

< 45 MIN. | Updated Jan 2024

Find out why line items matter on a Schedule C! In this hands-on course, you'll learn the proper adjustments to help qualify your borrowers.

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Schedule C – Why Line Items Matter (Micro Session)

< 25 MIN. | Updated Jan 2025

Learn why line items matter on a Schedule C so you can properly make cash flow adjustments when analyzing the borrower who is a sole proprietor of a business.

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Understanding Business Liquidity (Micro Session)

< 25 MIN. | Jan 2025

Learn the 3 big benefits of proving liquidity in your self-employed borrowers’ businesses.

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Variable Income Analysis

< 60 MIN. | UPDATED FEB 2024

Gain a deeper understanding of Agency guidelines for analyzing variable income, and how to identify potential sources of variable income.

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Instructional Videos

 
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Rate Finder with EssentEDGE®

INSTRUCTIONAL VIDEO < 4 MIN.

Get step-by-step instructions on how to access and request a rate quote via Essent's Rate Finder tool.

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Essent Online MI Ordering – Non-Delegated Application

INSTRUCTIONAL VIDEO < 5 MIN.

Get step-by-step instructions on how to submit a non-delegated loan for Essent MI through Essent Online MI Ordering.

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Essent Online MI Ordering – Delegated Application

INSTRUCTIONAL VIDEO < 6 MIN.

Get step-by-step instructions on how to submit a delegated loan for Essent MI through Essent Online MI Ordering.

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MI Document Upload

Essent Online MI Docs Upload

INSTRUCTIONAL VIDEO < 2 MIN.

Get step-by-step instructions on how to upload loan documents for Essent MI through Essent Online MI Docs.

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