As a private mortgage insurer, we are approved by Fannie Mae and Freddie Mac and licensed nationwide. We offer private mortgage insurance (also known as mortgage guaranty insurance, MI, or Private MI) for single-family mortgage loans in the United States. By providing private capital to mitigate mortgage credit risk for lenders and investors, we allow lenders to make additional mortgage financing available to prospective homeowners.

As a title insurance and settlement service provider, we offer services in all 50 states and the District of Columbia through direct operations, agents, and/or direct title partnerships. We support all forms of mortgage originations and real estate transactions, including refinances, purchases, private wealth, commercial, HELOCs and reverse mortgages. We also help with managing default transactions.

For more information, visit “Understanding Ratings” in the Ratings section at moodys.com, the “Ratings Methodologies” section at ambest.com and “Understanding Credit Ratings” at spratings.com and FSR Definitions at demotech.com.