Guidelines

Underwriting Guidelines - Effective April 4, 2022
Underwriting Guideline Manual

Underwriting Guidelines - Effective March 1, 2020
Underwriting Guideline Manual

Underwriting Guidelines - Effective February 11, 2019
C2C Guideline Summary
Affordable Housing / HFA Guideline Summary

Underwriting Guidelines - Effective November 19, 2018
C2C Guideline Summary
Affordable Housing / HFA Guideline Summary
Underwriting Guideline Manual

Underwriting Guidelines - Effective September 17, 2018
Doctor/Professional Loan Product Eligibility Matrix
Underwriting Guideline Manual
Loan Amounts > FHFA Max Guideline Summary

Underwriting Guidelines - Effective March 12, 2018
C2C Guideline Summary
Affordable Housing / HFA Guideline Summary
Underwriting Guideline Manual

Underwriting Guidelines – Effective December 4, 2017
Affordable Housing / HFA Guideline Summary
C2C Guidelines Summary
Underwriting Guideline Manual
Loan Amounts > FHFA Max Guideline Summary
Manual Underwriting Guideline Summary

Underwriting Guidelines – Effective September 18, 2017
Affordable Housing / HFA Guideline Summary
C2C Guidelines Summary
Doctor/Professional Loan Guideline Summary
Loan Amounts > FHFA Max Guideline Summary Manual Underwriting Guideline Summary
Underwriting Guideline Manual

Underwriting Guidelines – Effective January 23, 2017
Affordable Housing / HFA Guideline Summary
Clear2Close Guideline Summary
Manual Underwriting Guideline Summary
Underwriting Guideline Manual

Underwriting Guidelines – Effective November 16, 2016
Loan Amounts > FHFA Max Guideline Summary

Underwriting Guidelines – Effective September 26, 2016
Clear2Close
Underwriting Guideline Manual

Underwriting Guidelines – Effective December 14, 2015
Affordable Housing / HFA Guideline Summary
Underwriting Guideline Manual
C2C Guideline Summary

Underwriting Guidelines – Effective November 16, 2015
C2C Guidelines Summary
Underwriting Guideline Manual
Manual Underwriting Guideline Summary
Loan Amounts > FHFA Max Guideline Summary

Underwriting Guidelines – Effective December 15, 2014
Affordable Housing / HFA Guideline Summary
C2C Guidelines Summary
Loan Amounts > FHFA Max Guideline Summary
Manual Underwriting Guideline Summary
Underwriting Guidelines Manual

Underwriting Guidelines – Effective June 2, 2014
Underwriting Guidelines Manual
Loan Amounts > FHFA Max Guideline Summary

Underwriting Guidelines – Effective May 5, 2014
Clear2Close Guideline Summary
Manual Underwriting Guideline Summary
Affordable Housing Guideline Summary

Underwriting Guidelines – Effective October 21, 2013
Underwriting Guidelines Manual
Clear2Close Guideline Summary
Manual Underwriting Guideline Summary
Loan Amounts > FHFA Max Guideline Summary
Affordable Housing Guideline Summary

Underwriting Guidelines – Effective April 15, 2013
Underwriting Guidelines Manual
Clear2Close Guideline Summary
Manual Underwriting Guideline Summary
Loan Amounts > FHFA Max Guideline Summary

Underwriting Guidelines – Effective March 18, 2013
Underwriting Guidelines Manual
Clear2Close Guideline Summary
Manual Underwriting Guideline Summary
Loan Amounts > FHFA Max Guideline Summary

Underwriting Guidelines – Effective January 3, 2013
Underwriting Guidelines Manual
Clear2Close Guideline Summary
Manual Underwriting Guideline Summary
Loan Amounts > FHFA Max Guideline Summary

Underwriting Guidelines – Effective July 6, 2012
Underwriting Manual
DU/LP Guideline Summary
Manual Underwriting Guideline Summary
Loan Amounts > FHFA Max Guideline Summary

Underwriting Guidelines – Effective May 14, 2012
Underwriting Manual
DU/LP Guideline Summary
Manual Underwriting Guideline Summary
Loan Amounts > FHFA Max Guideline Summary

Underwriting Guidelines – Effective February 13, 2012
Underwriting Manual
Retail Underwriting Guideline Summary
Non-Retail Underwriting Guideline Summary

Underwriting Guidelines – Effective December 12, 2011
Underwriting Manual
Underwriting Guidelines Summary

Underwriting Guidelines – Effective March 25, 2011
Underwriting Guidelines Summary
Underwriting Manual