Guidelines
Review the latest underwriting guidelines to understand how our different programs work and the types of loans that are generally eligible for mortgage insurance from Essent.
Guideline Summaries
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Clear2Close Guideline Summary
Get latest DU® and Loan Product Advisor® eligibility requirements for our Clear2Close program.
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Affordable Housing/HFA Guideline Summary
Get the latest affordable housing product eligibility requirements, including Housing Finance Agency (HFA).
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Doctor/Professional Guideline Summary
Get the latest product eligibility requirements.
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Loan Amounts > FHFA Max Guideline Summary
Get the latest Loan Amounts > FHFA product eligibility requirements.
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Manual Underwriting Guideline Summary
Get the latest Manual Underwriting product eligibility requirements.
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Underwriting Manual
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Underwriting Guideline Manual
Use this quick reference guide to understand the types of loans that are generally eligible for insurance with Essent.
Download PDFApplications for Mortgage Insurance
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Mortgage Insurance Application
Complete and return this application to us for loans originating in any state.
Download PDFAccess Guideline Archives.