Master Policy Resource Center
This page contains samples of our 2020 and 2014 Master Policies, along with corresponding documents such as endorsements and guides. Our 2020 Master Policy is effective for all mortgage insurance (MI) applications received on or after March 1, 2020. For samples of documents related to our 2020 Master Policy, please review the information and documents contained in our 2020 Master Policy Resources section below.
The 2014 Master Policy and corresponding documents apply to MI applications received on or after October 1, 2014 and prior to March 1, 2020. For samples of documents related to our 2014 Master Policy, please visit our 2014 Master Policy Resources section below.
To name just a couple of benefits, our 2020 Master Policy offers:
- Better alignment of Rescission Relief options with the GSE Representation and Warranty Framework
- Essent’s Clarity of Coverage® Endorsement that is issued with every new Essent 2020 Master Policy containing:
- Better appraisal protection
- Missing documentation protection
- Clarity of Servicing – our fairness in servicing pledge
2020 Master Policy Resources
Master Policy
Get an overview of our coverage options, loss payment procedures and more.
Download PDF
Clarity of Coverage Endorsement
Review additional Policyholder protections including Clarity of Servicing.
Download PDF
State Variation Endorsements
See which states require an endorsement to our Master Policy with Clarity of Coverage.
Download PDF
Signatory Change Endorsement
Amends the President's signature for our Master Policy, Clarity of Coverage Endorsement and State Variation Endorsements.
Download PDF
Early Rescission Relief Guide
Review the general requirements of our Clarity of Coverage Endorsement and the various coverage options it describes.
Download PDF
Early Rescission Relief Review Request Form
Complete this form to opt in for our post-close review of Non-Delegated/Delegated Loans.
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Essent Online MI Ordering Extended View Pipeline Form
Complete this form to opt out of Extended View access for your branch in our Essent Online MI Ordering system.
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Default and Claims Servicing Guide
Understand the general requirements of our Master Policy that become applicable in the event of a Default.
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Mortgage Insurance Application
Complete and return this application to us for loans originating in any state.
Download PDF2014 Master Policy Resources
Master Policy with Clarity of Coverage®
Get complete details about coverage options, loss payment procedures and more.
Download PDF
Enhanced Clarity of Coverage Guide
Get an overview of the general requirements for our Enhanced Clarity of Coverage Endorsement and the various coverage options.
Download PDF
Delegated Underwriting Endorsement
See details for the Delegated Underwriting Endorsement to our Master Policy, including loan eligibility requirements.
Download PDF
Non-Delegated Underwriting Endorsement
See details for the Non-Delegated Underwriting Endorsement to our Master Policy, including loan eligibility requirements.
Download PDF
Enhanced Coverage Endorsement
See details for the Enhanced Coverage Endorsement to our Master Policy, including enhanced underwriting and collateral coverage.
Download PDF
Financed Premium Benefit Endorsement
See details for the Financed Premium Benefit Endorsement to our Master Policy.
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State Variation Endorsements
See which states require an endorsement to our Master Policy with Clarity of Coverage.
Download PDF
Enhanced Clarity of Coverage Options Request Form
Use this form to opt in/out of different Enhanced Clarity of Coverage options.
Download PDF
Default and Claims Servicing Guide
Understand the general requirements of Essent’s Master Policy that become applicable in the event of a Default.
Download PDF
Extended View Pipeline Opt-Out Form
Use this form to opt out of Extended View access for your branch in our Essent Online MI Ordering system.
Download PDF