Master Policy Resource Center
Our Master Policy offers all the benefits of the new GSE Rescission Relief principles!
Our Master Policy, which is effective for all mortgage insurance (MI) applications received on or after March 1, 2020, is more closely aligned with the GSE Rep and Warrant Framework. It also offers new benefits, including:
- A streamlined, simplified format that makes it easier to navigate and easier to use.
- New forms of Rescission Relief, including Rescission alternatives, offering greater protection.
- Our new Clarity of Coverage® endorsement, which offers better appraisal protection, missing documentation protection and Clarity of Servicing — our fairness in servicing pledge. Clarity of Coverage comes with every Essent Master Policy.
2020 Master Policy Resources
Please note that our sample documents are for reference only. To access your Essent Master Policy documents, please contact the appropriate person at your company.
New Master Policy FAQs
Get answers to the most commonly asked questions about our new Master Policy.
Download PDFMaster Policy
Get an overview of our coverage options, loss payment procedures and more.
Download PDFClarity of Coverage Endorsement
Review additional Policyholder protections including Clarity of Servicing.
Download PDFState Variation Endorsements
See which states require an endorsement to our Master Policy with Clarity of Coverage.
Download PDFSignatory Change Endorsement
Amends the President's signature for our Master Policy, Clarity of Coverage Endorsement and State Variation Endorsements.
Download PDFEarly Rescission Relief Guide
Review the general requirements of our Clarity of Coverage Endorsement and the various coverage options it describes.
Download PDFEarly Rescission Relief Review Request Form
Complete this form to opt in for our post-close review of Non-Delegated/Delegated Loans.
Download PDFEssent Online MI Ordering Extended View Pipeline Form
Complete this form to opt out of Extended View access for your branch in our Essent Online MI Ordering system.
Download PDFDefault and Claims Servicing Guide
Understand the general requirements of our Master Policy that become applicable in the event of a Default.
Download PDFMortgage Insurance Application
Complete and return this application to us for loans originating in any state.
Download PDF2014 Master Policy Resources
Master Policy with Clarity of Coverage®
Get complete details about coverage options, loss payment procedures and more.
Download PDFEnhanced Clarity of Coverage Guide
Get an overview of the general requirements for our Enhanced Clarity of Coverage Endorsement and the various coverage options.
Download PDFDelegated Underwriting Endorsement
See details for the Delegated Underwriting Endorsement to our Master Policy, including loan eligibility requirements.
Download PDFNon-Delegated Underwriting Endorsement
See details for the Non-Delegated Underwriting Endorsement to our Master Policy, including loan eligibility requirements.
Download PDFEnhanced Coverage Endorsement
See details for the Enhanced Coverage Endorsement to our Master Policy, including enhanced underwriting and collateral coverage.
Download PDFFinanced Premium Benefit Endorsement
See details for the Financed Premium Benefit Endorsement to our Master Policy.
Download PDFState Variation Endorsements
See which states require an endorsement to our Master Policy with Clarity of Coverage.
Download PDFEnhanced Clarity of Coverage Options Request Form
Use this form to opt in/out of different Enhanced Clarity of Coverage options.
Download PDFDefault and Claims Servicing Guide
Understand the general requirements of Essent’s Master Policy that become applicable in the event of a Default.
Download PDFExtended View Pipeline Opt-Out Form
Use this form to opt out of Extended View access for your branch in our Essent Online MI Ordering system.
Download PDF