Job Aids & Checklists
Keep Your Career On The Right Track
Are you looking for clear and simple instructions on updated agency guidelines, an easy-to-use checklist to aid in following a complex set of instructions or an agency comparison of specific guidelines? Use our carefully designed job aids to assist in evaluating and qualifying your borrower and create efficiencies in your overall process!
Converting Primary Home to Rental Property Job Aid
Summary of agency guidelines for converting a primary home to a rental property.
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CU® or LCA Risk Score of 2.5 or Less Job Aid
This job aid will help you quickly review what you are and are not responsible for reviewing when you receive an FNMA Collateral Underwriter® (CU®) or FHLMC Loan Collateral Advisor® (LCA) Risk Score of 2.5 or less.
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Employment Contracts and Offers Job Aid
Use this job aid to compare agency guidelines when using employment offers as proof of income.
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Guideline Comparison – 8825 Analysis Job Aid
Use this job aid to compare agency guidelines for determining how and when to offset personally obligated mortgage debt.
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Guideline Comparison – Rental Income Generated From an ADU
Use this job aid to easily compare agency guidelines for determining when you can and cannot use rental income from an accessory dwelling unit on a 1-unit primary residence.
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Interested Party Contributions (IPCs) – Checklist
Use this job aid to identify common IPCs for financing and sales concessions.
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Non-US Citizen Borrower Eligibility/Documentation Job Aid
Use this job aid to review eligibility documents for Non-US Citizen Borrowers along with GSE references and a list of acceptable visas.
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Tax Return Deadlines Job Aid
Use this job aid to compare age of tax return requirements for agency guidelines, based on application/disbursement date or note date, to determine accurate documentation.
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Using Rental Income to Qualify Your Borrower – 1– to 4–Unit Investment Property Flow Chart
Use this flow chart to provide key questions regarding investment 1– to 4–unit rental properties to accurately document and qualify your borrower.
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Using Rental Income to Qualify Your Borrower – 2– to 4–Unit Primary Residence Flow Chart
Use this flow chart to provide key questions regarding primary residences 2– to 4–unit rental properties to accurately document and qualify your borrower.
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Collateral Underwriter® and CU® are registered trademarks of Fannie Mae.
Loan Collateral Advisor® is a registered trademark of Freddie Mac.