Rates – Effective January 7, 2020
State Availability Rate Chart

Rates – Effective February 11, 2019
State Availability Rate Chart
Borrower-Paid/Lender-Paid Monthly Rates
Borrower-Paid Non-Refundable Single Rate
Borrower-Paid Refundable Single Rates
Lender-Paid Single Rates
Split Premium Rates

Rates – Effective January 14, 2019
State Availability Rate Chart

Rates – Effective December 31, 2018
State Availability Rate Chart

Rates – Effective November 19, 2018
State Availability Rate Chart
BPMI Non-Refundable
BPMI Refundable Single
BPMI Monthly Rates
BPMI Split Premiums
LPMI Singles

Rates – Effective August 20, 2018
State Availability Rate Chart

Rates – Effective August 6, 2018
State Availability Rate Chart
Borrower-Paid Refundable Single Rates
LPMI Single Rates
Split Premium Rate

Rates – Effective July 30, 2018
State Availability Rate Chart

Rates – Effective June 18, 2018
State Availability Rate Chart
Borrower-Paid Non-Refundable Single Rates
Borrower-Paid/Lender-Paid Monthly Rates

Rates – Effective February 5, 2018
State Availability Rate Chart

Rates – Effective January 30, 2018
State Availability Rate Chart

Rates – Effective January 18, 2018
State Availability Rate Chart

Rates – Effective January 10, 2018
State Availability Rate Chart

Rates – Effective January 5, 2018
State Availability Rate Chart

Rates – Effective January 1, 2018
State Availability Rate Chart

Rates – Effective December 26, 2017
State Availability Rate Chart
Split Premium Rates (WA Only)

Rates - Effective December 18, 2017
Borrower-Paid/Lender-Paid Monthly Rates
LPMI Single Rates (WA Only)
BPMI Refundable Rates (WA Only)

Rates – Effective November 2, 2017
State Availability Rate Chart

Rates – Effective October 30, 2017
State Availability Rate Chart

Rates – Effective October 3, 2017
State Availability Rate Chart

Rates – Effective September 18, 2017
State Availability Rate Chart
BPMI Split Premiums
BPMI Refundable Single Rates
BPMI Non-Refundable Single Rates
BPMI Monthly Rates

Rates – Effective August 22, 2017
State Availability Rate Chart

Rates – Effective May 31, 2017
Borrower-Paid/Lender-Paid Monthly Rates
LPMI Single Rates
State Availability Rate Chart

Rates – Effective January 23, 2017
Borrower-Paid Single Rates
Split Premiums
State Availability Rate Chart

Rates – Effective April 21, 2016
State Availability Rate Chart

Rates – Effective April 4, 2016
BPMI Monthly Rates
BPMI Single Rates
LPMI Single Rates

Rates – Effective November 16, 2015
BPMI Non-Refundable Rates
BPMI Single Refundable Rates
State Availability Rate Chart
LPMI Single Rates
LPMI Monthly Rates
Split Premiums

Rates – Effective June 22, 2015
LPMI Single Rates (WA ONLY)

Rates – Effective December 15, 2014
BPMI Non-Refundable Rate Card
LPMI Monthly Rate Card
LPMI Single Rate Card
Single Refundable Rate Card
Split Premiums

Rates – Effective May 5, 2014
BPMI Non-Refundable Rates (except WA) - 5/5/14
BPMI Refundable Singles Rates (except WA) - 5/5/14
LPMI Monthly Rates (except WA) - 5/5/14
LPMI Single Rates (except WA) - 9/15/14
Split Premiums (except WA) - 5/5/14

Rates – Effective December 16, 2013
BPMI Non-Refundable Rates
BPMI Refundable Singles Rates
LPMI Rates
BPMI Non-Refundable Rates (WA Only)
LPMI Rates (WA Only)

Rates – Effective October 21, 2013
BPMI Refundable Singles Rates
BPMI Non-Refundable Rates
LPMI Rates
BPMI Refundable Singles (WA Only)

Rates – Effective April 15, 2013
LPMI Rates
BPMI Rates

Rates – Effective January 3, 2013
Note: Due to our expanded underwriting guidelines, Essent’s rate cards have been updated to reflect rates in the 680-719 credit tier for LTV ratios of 95.01-97%. No previously published rates have changed. Additional rates and coverage levels not found on our rate cards may also be available and can be found using our convenient Rate Finder.

BPMI Rates
LPMI Rates

Rates – Effective May 14, 2012
BPMI Rates
LPMI Rates

Rates – Effective August 15, 2011
Borrower Paid Monthly Rates
Borrower Paid Single Non-Refundable Rates
Borrower Paid Single Refundable Rates
Lender Paid Monthly Rates
Lender Paid Singles

Rates – Effective March 25, 2011
Borrower Paid Monthly Rates
Borrower Paid Singles
Lender Paid Monthly Rates
Lender Paid Singles